Because points transfers cannot be reversed, always check the price in points through Amex Travel before transferring Membership Rewards points to a partner airline. Card name Welcome bonus Rewards rate Annual fee American Express® Gold Card As high as 100,000 Membership Rewards Points after you spend $8,000 in eligible purchases on the Card within the first 6 months of card membership (welcome offers vary and you may not be eligible for an offer; apply and find out your offer) 5X Membership Rewards points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™, 4X Membership Rewards points at restaurants worldwide (up to $50,000 per year, after that 1X), 4X at U.S.