Wells Fargo Reflect® Card Wells Fargo Active Cash® Card Card type Balance transfer Cash back FinanceBuzz star ratings 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p> Year one earnings: $0 Year two earnings: $0 Year one earnings: $950 Year two earnings: $750 Annual fee $0 $0 Welcome bonus Benefit from a long introductory APR period on purchases and qualifying balance transfers $200 cash rewards bonus after spending $500 in purchases in the first 3 months Earning rate None Earn unlimited 2% cash rewards on purchases Redemption methods None Statement credits, Gift cards, PayPal checkout,…