Target Group has appointed Jennifer Read as head of risk. Read brings nearly 20 years of experience to Target in operational risk and governance, working across financial services and fintech in banking and markets, savings and asset management. Starting out as a cashier in a NatWest branch, Read moved into risk and compliance, joining Barclaycard and becoming operational and risk compliance officer. In 2010, Read joined RBS as operational risk manager for global banking and markets, including a secondment to explore first line governance and controls. She later held senior operational risk roles with Morgan Stanley, Allica Bank and fintech TrueLayer, before joining Goldman Sachs to head business risk for Marcus, a retail savings app.