For many middle-class families, funding a child’s education can feel like an uphill battle, with parents often spending lakhs of rupees over the years. From the child’s 10th year onwards, Rs 25,000 can be withdrawn monthly to meet education expenses until the child turns 22. Assuming an average annual return of 12%, the initial investment of Rs 19.12 lakh over 10 years could grow to Rs 32.69 lakh, while total withdrawals of Rs 36 lakh over 12 years would still leave Rs 51 lakh in savings. “Start with Rs 10,000 per month, and by Year 10 you’re investing Rs 2.8 lakh annually, aligned with promotions and salary hikes," he said. First Published: October 02, 2025, 17:37 ISTNews business savings-and-investments Choose Rs 10,000 SIP Over Education Loan: CA Reveals How Parents Can Save LakhsDisclaimer: Comments reflect users’ views, not News18’s.