“Retirement planning doesn’t happen in isolation,” said Alex Gaita, financial planning director at Schroders Personal Wealth. Research from Charles Stanley reveals a broader gap in the awareness of families around inheritance planning. Their analysis showed that 36% of gen X and 27% of millennials are unaware of their parents’ inheritance plans. Discuss retirement planning regularly: It is important to make retirement planning a regular topic of conversation. We look at how to prepare your estate for pension inheritance tax rule changes in separate article.