They’re increasingly backing the underlying digital infrastructure — payments rails, cross-border platforms, enterprise tooling, and embedded finance solutions — that will sustain long-term growth. Enterprise fintech & B2B tooling : Startups offering financial infrastructure to corporates — payroll APIs, expense management, embedded credit underwriting — are gaining momentum. : Startups offering financial infrastructure to corporates — payroll APIs, expense management, embedded credit underwriting — are gaining momentum. Challenges & Risks on the Road AheadEven with soaring investor interest, building infrastructure in Nigeria (and Africa more broadly) is not without pitfalls. To succeed, infrastructure fintechs must marry visionary ambitions with execution discipline, regulatory savvy, and a long-term view.