The yield on the 6-month Singapore T-bill and the 1-year return on the Singapore Savings Bonds have both fallen to 1.44% and 1.93% respectively. This shift is a reminder that we still need to make our money work harder, especially with inflation remaining a concern. GXS Bank has recently launched GXS Invest, a new product within its app. Designed to be fuss-free and accessible, GXS Invest offers a straightforward way to overcome the inertia of investing. It lets you invest, and enjoy a layer of protection without jumping through hoops.