47 years oldLiving with her sonOwns a 5-room HDB flat in Jurong EastWorks in the finance sectorWants to sell her 40-year-old homeWants to buy a home that can be passed on to her sonConcerned about the lease decay of her current homeDidn’t want to worry about the mortgage payment on her new homeLease decay is a growing concern for many HDB owners, especially those hoping their homes will serve as a legacy for their children. Without careful planning, the value of a home may not always keep pace with what families hope to pass on. This case study looks at how we helped one homeowner restructure her housing situation: trading an older flat in Jurong East for a newer one in Bukit Panjang, ensuring her housing decision could support both her needs today and her son’s future....