Millions of Egyptians remain locked out of homeownership while around two million apartments sit empty, hoarded by families as inflation-proof assets rather than homes. Latest estimates of the Egypt Residential Property Market Analysis 2025 reveal that nearly 5.6 million urban housing units in Egypt are unused, either vacant or sealed off entirely, including 2.89 million units unoccupied by families who owned another home. Despite Egypt’s rapid pace of new housing construction, building around 1.5 million housing units in a decade, affordable options remain inaccessible for much of the low- and middle-income population. Experts argue this fuels the expansion of slums, a tragic outcome given that around 13.2 million Egyptians live in informal housing, as of 2021. These programs offer long repayment terms, up to 30 years, and involve public-private partnerships to expand the affordable housing supply.