👇Is bike insurance mandatory in the Netherlands? Unlike car insurance, it’s not mandatory to take out bike insurance (fietsverzekering) in the Netherlands. There are many reasons why people choose to take out bike insurance in the Netherlands. Compared to the cost of replacing your ride, bike insurance costs are surprisingly affordable. READ MORE | Everything you need to know about bike insurance in the Netherlands [2025 guide]So while it’s not mandatory to take out bike insurance in the Netherlands, it’s certainly a smart move.