LGI Homes (NASDAQ:LGIH – Get Free Report) and St. Joe (NYSE:JOE – Get Free Report) are both finance companies, but which is the better investment? Get LGI Homes alerts:ProfitabilityThis table compares LGI Homes and St. Joe’s net margins, return on equity and return on assets. Net Margins Return on Equity Return on Assets LGI Homes 7.63% 8.00% 4.21% St. Joe 19.39% 11.19% 5.35%Analyst RecommendationsThis is a breakdown of recent ratings and recommmendations for LGI Homes and St. Joe, as reported by MarketBeat.com. Given LGI Homes’ stronger consensus rating and higher probable upside, equities research analysts clearly believe LGI Homes is more favorable than St. Joe. It offers entry-level homes, such as attached and detached homes, and active adult homes under the LGI Homes brand name; and luxury series homes under the Terrata Homes brand name.