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How your rent payments can help build your credit history
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Rent reporting can help boosts credit scores“Your rent is your biggest monthly obligation for debt payments so it’s unfair that it’s not counted towards building your credit,” said Viler Lika, founder and CEO of rental services company SingleKey.
Landlords pay a $30 fee for a tenant screening report, and renters pay $8 per month to report their rent payments on the SingleKey platform.
The platform accommodates pauses in rent reporting too—when you might move back in with your parents, for example—without harming your credit.
“Not having a credit score is a massive impediment to getting credit at all,” Leduc said.
Oleksy ,who is also a certified credit counsellor, said there are often misconceptions about what builds and harms your credit score.