Look no further than the Democrats to understand America’s “house crisis.” From the personal of dubious loan applications, to the local of rent control, to the national of high mortgage rates and regulatory costs, Democrats’ fingerprints cover them all. Mortgage rates are a prime factor in determining buyers’ all-in costs for a home purchase. Mortgage rates are determined by interest rates, and interest rates depend to a great degree on inflation expectations. America’s “housing crisis” is only the latest example. America doesn’t have a “housing crisis” but a much bigger Democrat crisis.