It offers a checking account, a savings account4 <p class="">Chime Checking Account is required to be eligible for a Savings Account.<br></p> , and a credit card called the Secured Chime Visa® Credit Card.5 <p class="">To apply for a Chime Card, Chime® Checking Account is required to apply.</p> To qualify for the SpotMe on Chime Card service, you must receive $200 or more in qualifying direct deposits to your Chime® Checking Account each month and have activated your physical secured Chime Visa® Credit Card or Chime Visa® Debit Card.</p><br> <p>Qualifying members will be allowed to overdraw their Secured Deposit Account up to $20, but may later be eligible for a higher limit of up to $200 or more based on Chime account history, direct deposit frequency and amount, spending activity and…