A new study from WalletHub compared cities examining data on late credit card payments between 2024 and 2025. To take an in-depth look at where consumers are affected the most, WalletHub released a ranking of cities with the highest credit card delinquencies. Here's what Americans sayHere are the cities with the highest credit card delinquencies. The study noted that the city’s rising credit card delinquency could reflect financial habits. However, any increase in credit card delinquency might indicate growing stress in specific populations or growing expenses squeezing even well-managed fiscal budgets.