AM Best has revised the outlook to positive from stable for the Long-Term Issuer Credit Rating (Long-Term ICR) and affirmed the Financial Strength Rating (FSR) of B++ (Good) and the Long-Term ICR of “bbb” (Good) of National Unity Insurance Company based in San Antonio, Texas. The Credit Ratings (ratings) reflect National Unity’s balance sheet strength, which AM Best assesses as adequate, as well as its strong operating performance, limited business profile and appropriate enterprise risk management. Additionally, the company’s net and gross leverage metrics have displayed a favorable trend in consecutive years and outperform the commercial automobile composite average. Volatility in the company’s balance sheet metrics is reduced further by common stock leverage in the low single digits, reducing the exposure to volatility in equity markets. Despite this, the company’s investment yield and investment income have increased and remained consistent thanks to a conservative investment portfolio primarily made up of bonds.