Key TakeawaysWith 3I/ATLAS hidden by the sun’s glare, insurers risk a dangerous lull in risk planning. A lack of transparency in space-risk modeling could leave policyholders and shareholders exposed. But for the insurance industry, the silence presents a troubling picture. Unlike fire, flood, or hurricane, a space-related catastrophe is untested territory for the modern insurance industry. Risk models are only as credible as the assumptions behind them, and in the case of space threats, most assumptions remain hidden from policyholders who deserve answers.