This $1.9 trillion bill included temporary Obamacare subsidies designed to make plans on the exchange cheaper so more people would sign up. In 2022, Democrats passed the poorly named Inflation Reduction Act which extended those same Obamacare subsidies another three years, 2023-2025. Because Democrats' efforts to grow the size of Obamacare through the subsidies has worked. All the growth in Marketplace enrollment in the last four years is among people receiving an advanced payment of the premium tax credit. AdvertisementIf you skipped the boring numbers, the bottom line is this: Biden and Democrats increased subsidies so that many more people were getting free or almost free healthcare.