Alliance Images // ShutterstockWhy now is the best time to start thinking about holiday spendingSummer just ended. But if you want to save on holiday spending, experts say it’s time to start preparing your shopping list now, reports Current, a consumer fintech banking platform,. Here are seven moves to make now to help yourself save on holiday spending. That may mean narrowing down who you’re giving gifts to this year, or adjusting the type of gifts you’re giving. Spread out your spendingIf you start shopping now, you can avoid a last-minute shopping frenzy that can lead to overspending.