Winning a dog bite lawsuit isn’t hard when you have a strong case. A handful of states follow the “one bite rule,” which gives the dog and owner a “free pass” the first time the dog bites someone. Dog bites can cause long-term medical problemsA dog bite isn’t just something that needs to be cleaned, stitched up, and left to heal. Some people develop PTSD or phobias after a dog bite, while others experience nightmares. Most policies include dog bite liability coverage and while their premiums will likely rise, it won’t ruin them financially.