On the mortgage side, the tie-up aligns similar joint ventures. In 2017, Anywhere (formerly Realogy) and Rate launched Guaranteed Rate Affinity (GRA), replacing Anywhere’s previous partnership with PHH Mortgage Corp. (now part of Onity Group). In 2021, Rate also partnered directly with Compass to create OriginPoint. Industry leaders see the Compass–Anywhere merger as simplifying the mortgage side of the business. “With Guaranteed Rate being the mortgage JV provider for both Compass and Anywhere, we expect a seamless integration in our mortgage offering,” Compass founder, chairman and CEO Robert Reffkin told analysts.