key takeaways Conventional mortgages work well for traditional homes but rarely for tiny homes. Mortgage Financing for Traditional Single-Family HomesWhen you buy a traditional home, mortgage financing is straight-forward. Why Tiny Homes Don’t Always Qualify for MortgagesTiny homes may be budget-friendly, but they don’t always fit neatly into mortgage rules. Alternative Financing Options for Tiny HomesSince traditional mortgages aren’t always an option, many tiny home buyers turn to alternative financing. The Bottom LineFinancing options look very different for traditional homes and tiny homes.