The public is being urged to make use of electronic forms of payments and reduce the risk of losing their money during the yuletide. As the Ghana Police cautions the public to pay attention to their personal security, the Ghana Interbank Payment and Settlement Systems (GhIPSS), is also urging the public to use the various electronic payment options available and move about with less cash. He said there were a number of electronic payment options available that could enable people make payments without using cash. Mr Hesse also challenged shop owners to speak to their bankers and get the POSes, so they can offer cashless payment options to their customer. The GhIPSS Boss also advised organisations to use ACH Direct Credit to make their bulk payments such as salaries, dividends, insurance claims, and pension benefits particularly during the yuletide.