The biggest advocate for blowing another $1 trillion hole in the federal budget is the health insurance lobby. Patients would shop around for the lowest prices, and health insurance would be like home fire insurance: there to aid families in an emergency. Instead, the insurance companies are adding hundreds of billions of extraneous profits out of the health care system because Americans are over-insured. That's exactly the outcome the $3 trillion health care system is barreling toward. If Democrats and Republicans can agree on anything, it's that all Americans would be richer and healthier without this health insurance scam.