Target: Lori Chavez-DeRemer, U.S. Secretary of LaborGoal: Protect retirement accounts of workers from unnecessary risk and volatility. Americans’ retirement accounts could be in for a world of uncertainty following a new executive order. The directive, at the behest of President Donald Trump, will introduce cryptocurrency, real estate, and other alternative assets into 401(k) retirement plans. Average Americans, however, may not be so lucky, as experts warn of high risks in relying on these types of investments for retirement security. These types of assets are also subject to higher fees and more volatility, which could seriously upend retirement savings even with legitimate investments.