A five per cent deposit first-home buyers scheme is expected to open doors for young families entering the housing market, but concerns remain that it could push prices even higher. Advertisement AdvertisementAdvertisement AdvertisementLabor Housing Minister Clare O'Neil said the scheme will go a long way toward remedying decades of government neglect of housing affordability. Clare O'Neil says the need to get young people into the housing market is the primary concern. Economists and the government agree the scheme will lift house prices, the question is by how much. Advertisement AdvertisementAdvertisement Advertisement"It's going to encourage people to take one-way bets on the housing market."