Over the past 72 hours, whale wallets have scooped up nearly 120 million XRP, worth more than $340 million. Key Drivers: XRP ETF Speculation & Regulatory ClaritySeveral factors are fueling the latest wave of accumulation:ETF Momentum – Multiple spot XRP ETF applications are under review, with decisions expected in the coming months. – Multiple spot XRP ETF applications are under review, with decisions expected in the coming months. Final ThoughtsWhale accumulation of 120 million XRP underscores strong conviction at current levels. If ETF approvals align with technical support, XRP could see a push into the $4–$5 range.