But what about retirement plans tied up in those stocks? "Absolutely we should be worried now," said Michael Foguth, a financial advisor at Foguth Financial Group 5. So for concerned retirees whose retirement plans move with the markets, what might the appropriate advice to take? Anyone who takes their income from stock investments should be concerned, says John Mills, a financial advisor from Georgia who attended Foguth's class. "Most of your money should actually be in the more secure investments and a little bit less, percentage-wise, in stocks," said Mills.