The latest PYMNTS Intelligence in “How Instant Pay Is Becoming the Standard for Ad Hoc Payments,” a collaboration with Ingo Payments, found that 92% of senders see instant as the future of ad hoc payments, with more than a quarter of senders (28%) believing it will take one to two years for instant payments to become the standard, with another 41% of senders thinking it will happen in three to five years. Against that backdrop, instant usage for ad hoc enterprise payments is becoming a competitive advantage and differentiator. Advertisement: Scroll to ContinueSee also: What 17 Payments Experts Expect From Instant Payments in 2024 and BeyondThe Secret Sauce of Instant Payments? Multiple instant payment options and seamless integration to keep those ad hoc payments flowing without a hitch. The rise of instant payments also reflects a broader shift in enterprise accounts payable (AP) practices, as ad hoc payments become a larger portion of AP volumes.