She and her husband managed to book a recent family trip to Maui with the points and miles they earned from their travel credit cards. 7 Glorious Days in Maui for Free: How a Family of 4 Saved $8,175Ever get so obsessed with a vacation spot that you can't imagine going anywhere else? Our family has no problem using up the annual $300 travel credit and it tremendously helps offset the annual fee. Honestly, if you know you'll be able to use the travel credit each year, this card is a no-brainer. There's a lot of hype surrounding this travel card and my husband and I think it's completely warranted.