In terms of how it works, cardholders need to book stays at the included properties through American Express Travel and pay with their Amex Platinum Card or Amex Business Platinum Card. Hotels to book with your Amex Platinum creditWhile there are many hotels you can book in the Amex Fine Hotels + Resorts and The Hotel Collection portfolios, some provide significant discounts and cost next to nothing once you tack on the annual Amex Platinum hotel statement credit. Amex Fine Hotels + Resorts benefits include a room upgrade (based on availability), and the property's club rooms are quite spacious if you can score one. TPG tip: Use the property credit at the on-site spa, which has won the praise of locals and visiting guests. Apply here: The Platinum Card from American ExpressFor rates and fees of the Amex Platinum Card, click here.