Monkey Business Images // ShutterstockHow long do car insurance claims take to settle? After a car accident, a primary concern for many drivers is how long it will take for their insurance claim to be settled. The timeline for a car insurance claim settlement is influenced by multiple factors, including state laws, the specifics of the accident, and the efficiency of the insurance company. Here is a general overview of state-specific claim settlement time limits:CheapInsurance.comFactors that Influence Claim Settlement TimeThe length of time a claim takes to settle is directly related to its complexity. What to Do If Your Claim Is DelayedIf you feel your insurance company is taking too long, don’t just wait.