How should I balance my investments with an upcoming car purchase?
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Personal Finance
I’m looking for some advice on how to balance my portfolio with an upcoming expense.
My total brokerage account is just under $200K, with about half in individual equities and half in ETFs.
I also have about $130K in a 401(k) (broad index funds) and $47K in a high-yield savings account for cash/emergencies.
I could pay cash out of savings or investments, or I could finance at current rates and leave the investments alone.
Is it smarter to finance and keep investments intact, or sell down some of the portfolio and buy outright?