However, retirement savers might face unexpected challenges if this policy goes into effect. For retirement savers, especially those with 401(k)s, IRAs, or mutual funds, these updates are very important as they give primary information regarding investment opportunities. Still, for retirement savers, this potential advantage comes with drawbacks. Investors could face more fluctuations in their retirement portfolios since financial information would come less often. Large institutions will have private guidance and insiders briefings at their expense, regular small investors couple miss out on important information.