This ensures that every creditor’s vote is weighted according to their exposure, while still allowing the rules under Sections 21(6) and 21(6A) to apply regarding representation and voting flexibility. Section 21(6) IBC deals with the representation of financial creditors in the CoC, especially in cases of consortium or syndicated loans. Comparison between Section 21(6) and Section 21(6A) of the IBC:Aspect Section 21(6) Section 21(6A) Context Deals with financial creditors in a consortium or syndicated loan. Deals with financial creditors in special situations such as securities/deposits, large classes of creditors, or represented creditors (e.g., minors). Choice for Creditors Creditors retain flexibility to decide how their votes are exercised.