The federal appeals court ruling last week chastized Hanover for trying to have it both ways in order to avoid any indemnity payout on its policies. He also secured a Hanover policy to cover studio equipment he used as well as lost business income. After the fire in 2015, Brown, Falls and another artist combined their insurance claims. The appeals court noted the difficulty of the case. Brown was eventually convicted of insurance fraud and in 2024 was sentenced to 27 months in prison and $5.2 million in restitution.