Nigerian pensioners are understandably agitated after dedicating the prime years of their lives to public service only to face uncertainty and neglect. To address these structural issues, the administration of President Olusegun Obasanjo introduced the Contributory Pension Scheme through the Pension Reform Act of 2004, aiming to modernise Nigeria’s pension system. This shift is largely because the police pension scheme would require a massive annual sum, estimated at least N3.5 trillion, to cover about 400,000 personnel. In August 2025, pressure from pensioners heightened when the Coalition of Federal Pensioners threatened a ‘naked’ protest over delayed pension increments and palliative payments. Resolving pensioners’ grievances requires a multi-pronged approach: proactive dialogue with pensioners’ representatives, prompt and fair payments, systemic reforms to ensure consistent remittance of contributions, and genuine inclusion of pensioners in increments and welfare adjustments.