EU-based exchanges reported a 28% increase in staking deposits, with total EU staking hitting $90 billion by mid-2025. Non-EU crypto lending platforms saw a 14% drop in European users, as many shifted to MiCA-compliant services. Growth Trends in Crypto Lending and Staking Before MiCABetween 2020 and 2025, crypto lending volume surged by 320% , driven by high yields and minimal oversight. DeFi lending outside the EU expanded by 9% , while EU DeFi lending declined by 18% under stricter regulation. Market liquidity in EU crypto lending platforms rose by 26%, while non-EU liquidity remained volatile due to disparate regulation.