In a two-part series, ArtsHub dives into the topic of superannuation for artists and creative sole traders. Understanding superannuation for artists and creativesWe can all agree that safeguarding our future stability is a good idea. Mandatory superannuation was introduced in 1992 in Australia, where employers are required by law to pay their employees and contractors. Both Fox and Benton recognise that as an artist sole trader, life is often hand-to-mouth, so additional superannuation costs can be challenging. From 1 July 2025, superannuation is calculated as 12% of ‘ordinary time earnings’, as defined by the ATO, explains Fox.