The Reserve Bank has left official interest rates steady at 3.6 per cent this afternoon following its two-day meeting. The Reserve Bank says there are signs that shoppers are becoming more confident. Credit: Renee NowytargerRates have been cut three times this year, most recently at its August meeting. Markets and economists had not expected the bank to follow that August decision with another cut today. A rate cut at by year’s end – the monetary policy committee meets in November and December – is considered a 50-50 chance by financial markets.