Fortunately, for those wondering where to start, financial expert and TikToker Beth (@bethsbudgetdiary) has shared her simple payday ritual that makes saving money much more manageable. She has detailed straightforward steps to follow each payday to make saving, budgeting, and planning ahead easier. The money expert makes it her routine to sit down every payday and "run through her numbers." She explained: "I'm so passionate about having a payday routine because...it gives you peace of mind - you know exactly where your money is going each month. my payday money shuffle literally takes me less than 10 minutes now because everything is laid out in my spreadsheet ready to go.