She covers these subjects in her 2019 book, Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances. Huddleston explains how to broach this conversation with your parents — and which documents and plans they should have in place. Get a sense of your parents’ end-of-life plansYour parents might be hesitant to open up about their finances with you. But this long-term care, as these services are called, can be expensive. If you’re unsure what kind of long-term care your parents can afford, consult a financial planner.