This small group either holds numerous bonds, bonds with high values, or both. Miller offers some savings tips:Track your spending and make a budget : Knowing what you’re spending helps you find areas to cut back if possible. “Even small changes like eating out less or cancelling unused subscriptions can free up extra money to save,” Miller said. How to Boost Your Savings Balances With Today's High Interest RatesHigh-yield savings accounts and CDs are two options that can help put more money in your pocket. A dozen of the highest-paying savings accounts currently pay between 4.30% and 5.00% APY.