Learn what your financing options are if you want to build a tiny house. Whether you are buying a tiny house kit or having a custom design madeSome property owners build their own ADUs, while others hire construction companies. Personal LoanPersonal loans have few restrictions on how they are used, making them convenient for tiny house construction. To qualify, the tiny house must meet certain fire, electrical, and plumbing safety standards set out by the RV Industry Association (RVIA). This will help you more accurately budget for your tiny house project.