The Longhorns dropped out of the top 12 this week because Texas Tech moved in. That doesn't mean Texas isn't a playoff team -- it just hasn't proved it yet with wins against San Jose State, UTEP and Sam Houston. A Texas win won't do much to reassert its place in the national picture, but a loss would be telling. Because Memphis is currently projected outside of the committee's top 12 -- and projected Big 12 winner Texas Tech is currently in the No. Florida State and Miami play each other, so one of them has a guaranteed league loss.