Upromise lets you earn cash rewards by making specific types of purchases with linked accounts, using the Upromise credit card, or buying from participating merchants. By using the card, you can earn 1.529% cash back on all purchases when Upromise Program account is linked to an eligible 529 plan, and 1.25% cash back otherwise. To earn rewards, you'll need to link your 529 or bank account, link other accounts so you get credit for eligible purchases, or shop through Upromise's online portal.