When involved in a car or truck accident, the first thoughts usually revolve around medical care, vehicle repairs, and dealing with insurance companies. The statute of limitations in New York is three years for personal injury and property damage. Why the Statute of Limitations MattersUnderstanding these deadlines is critical. Car vs. Truck Accident LawsuitsCar and truck accidents are both motor vehicle cases, but still, truck accidents often have added complexity:Multiple defendants: A trucking company, maintenance provider, or manufacturer might share liability, not just the driver. This makes it especially important to act quickly after a truck accident.