Apps and browser extensions like Ibotta and Rakuten can help save money on things you buy anyway, and those savings can supplement your savings account. For example, challenge yourself to see how much you can save each month and try to beat your previous record, or whenever you save money on a purchase, put the difference into your savings account and see if you can find the best deal. Others, like Acorns or Chime, help you save by rounding up your purchases and setting up automatic transfers into your savings account.3 <p class="">Round Ups automatically round up debit card purchases to the nearest dollar and transfer the round up from your Chime Checking Account to your savings account.