Despite this, fewer than one in three companies offer credit counseling or debt assistance aside from student loans. And only around half of larger employers — 54% — offer financial wellness programs, according to the report. About half of big companies offer financial-wellness programs, but only 32% of smaller firms do. That gap can show up in hiring and retention, since more than eight in ten employers say these financial wellness programs improve job satisfaction and the ability to attract top talent. So if companies want to keep talent around, it's worth investing in financial workshops and wellness programs that help employees feel more confident in their financial journey.