China’s AI and fintech scene are moving fast, but not always as expected by outsiders. Lua also highlighted regulatory alignment as a major factor in the global adoption of AI solutions, especially in fintech. Now, Kingdee is exploring global market, with initial interest in Southeast Asia and Latin America. Across all three experts, a common theme emerged regarding the importance of understanding local market conditions. The future may depend more on whether AI solutions can integrate smoothly into the fabric of global commerce – especially in places long overlooked by traditional fintech.